Addressing Technology Challenges in Banking and Financial Institutions Using AWS-Native Architectural Patterns
DOI:
https://doi.org/10.63282/3050-9416.IJAIBDCMS-V7I1P129Keywords:
AWS, Banking Technology, Financial Services, Cloud Architecture, Regulatory Compliance, Zero Trust, FinOps, Observability, Disaster Recovery, Event-Driven SystemsAbstract
Banking and financial institutions operate within highly regulated, security sensitive, and complex operational environments. The convergence of legacy system constraints, cybersecurity threats, regulatory mandates, and customer demand for real-time digital services requires a strategic approach to cloud transformation strategies. This paper presents an implementation-driven analysis of enterprise banking challenges and maps them to AWS-native architectural patterns aligned with industry frameworks such as the AWS Well-Architected Framework, and NIST Zero Trust Architecture. The paper uses examples from multi-account setups in regulated industries to create a model that links challenge-to-pattern in areas like modernization, governance, identity, observability, FinOps, disaster recovery, and AI governance. Observational insights and architectural trade-offs are assessed to provide a balanced, practitioner-oriented yet academically grounded contribution.
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