NOWAK, Tomasz. Cloud Transformation for Modern Banking Systems. International Journal of AI, BigData, Computational and Management Studies, [S. l.], v. 1, n. 3, p. 23–30, 2020. DOI: 10.63282/3050-9416.IJAIBDCMS-V1I3P103. Disponível em: https://ijaibdcms.org/index.php/ijaibdcms/article/view/21. Acesso em: 30 oct. 2025.