RICCI, Antonio. Federated Learning in Cloud-Based Financial Applications: A Decentralized Approach to AI Training. International Journal of AI, BigData, Computational and Management Studies, [S. l.], v. 2, n. 4, p. 1–9, 2021. DOI: 10.63282/3050-9416.IJAIBDCMS-V2I4P101. Disponível em: https://ijaibdcms.org/index.php/ijaibdcms/article/view/32. Acesso em: 14 sep. 2025.