Patel, S.H. and Patel, S.H. 2026. A Reference AI Architecture for the Modern Data Organization: Mapping Seven Branches to a Ten-Layer Implementation Stack. International Journal of AI, BigData, Computational and Management Studies. 7, 2 (Jun. 2026), 364–369. DOI:https://doi.org/10.63282/3050-9416.IJAIBDCMS-V7I2P146.